A recent article addressed the latest concerns of Floridians and their health insurance. Insurance carriers are expected to increase
premiums an average of 15% for 2015. In addition many who have enrolled through the exchanges are now finding out that doctors are no longer accepting patients with insurance issued through the
Obamacare exchanges due to the dropping reimbursement rates.
As Americans begin to use their new insurance many are in for a rude awakening. What is hurting most is the huge deductible they will face when hospitalization is incurred. The subsidy that is provided my lure many in to the exchanges but the out of pocket expense will drive many into financial ruin.
One of the first inconvenient attributes of Obamacare insurance is the lack of doctors. Some people are having to drive over an hour to find a doctor. Among these many may not have a doctor for very long or be able to get in to be seen.
One segment of the country that is really feeling the pinch are the self-employed. Most are unaware of any options available to them. Used to risk takers and constantly living without the guarantee of a paycheck, the cost of health insurance is their #1 concern. So what are the clever ones doing these days. They are choosing to go with a little known but capable insurance company called
US Health.
What they're finding is flexibility to design a plan that fits their health needs as well as their budget. They're finding that when compared to Obamacare they can get a plan that has no annual deductible, first dollar coverage for outpatient visits, access to any doctor and any hospital (but save more when they stay in network), lock in their rates for up to 3 years, flexible plan options, portable coverage, and 24 hour coverage on or of the job.
Even is you're currently getting insurance through your employer US Health is worth looking at. If your fairly good health then have them propose a plan that will meet your need and then quote you a price. You can
get a free quote at any time and get personallized service throughout the whole process.
As an insurance advisor it is my desire to provide unbiased information for consumers to make the best decision on the purchase of products and services to protect their financial well being with regard to health insurance. This benefits both the providers and users. I strongly encourage everyone to post their valuable insight regarding their personal experiences. If you are uncertain about your options take a moment to schedule a FREE consultation so we can discuss your situation and determine what is best for you. Those 15 minutes can change your life. You may actually already have the best coverage, if so, I'll quickly tell you.